Car accidents occur frequently and the losses made by them can be major or measured. But, what if the person causing the accident is not willing to pay the right amount of compensation? Often the insurance company of the guilty person is not willing to award you the amount you need. Most insurance companies are very well versed in dealing with settlement claims and they know ways to minimize it. Thus, getting money out of them would be a really difficult job.
Cases when you should definitely go for a an auto accident lawyer
My fiancé had suffered injuries when he was knocked off by a bike in broad daylight. Though the driver was accused for it, he kept on pointing out the mistake of my fiancé. It was difficult to reach a settlement as both the parties were accusing the other and we had to get hold of an auto accident attorney. These are serious cases and you cannot hope to get out of it without the help of a professional. Similar cases, when you would require an attorney include:
• You or your family members have received serious injuries and they have long-term repercussions.
• It often happens that your state’s statutes of limitation laws may come into effect, before you have been able to challenge the settlement claim.
• The driver is uninsured or underinsured
• If you current and future medical costs are not been compensated properly.
Things to expect when you hire a car accident attorney
I can say this from a very personal experience that expecting to get over with claims and settlements soon, is a misconception. No matter how skillful your attorney is, it will take some time to get your claims settled, because every auto accident case is different from the other.
A lawyer is a must if you feel that you have been out through a really bad accident by a party. The claim and compensation that the lawyer may get you, are at times completely worth the money they charge. But, you must definitely know when you need a lawyer and when you don’t. Auto accidents if major, can really cause damage to your property as well as you family. Apart from that, there is also the burden on mental trauma. The complex regulations and rules that exist in law are difficult for commoners to understand. A lawyer is capable of explaining you all that and all get compensation from your insurance company.
Injuries that have caused permanent disabling
If you go to San Diego DUI Lawyer, you will know the types of fatal or disabling injuries that call for a legal settlement. Some accidents are so damages that they can cause long-term defects to your body or even permanent damages of delicate organs. At such times it also becomes really difficult to figure out the real cost of serious injuries. Assistance from an experienced lawyer will help you to understand your claim and the amount of compensation you can charge the party.
If you have received severe injuries
The severity of your injuries is actually the determining factor behind the amount of compensation you should be getting. The severity is basically determined by a few things like your medical bill, the length of time you will take to recover and the type and manner of injuries you have received. As the determined potential compensation increases, the range of the compensation also tends to widen. You may check with San Diego Divorce Attorney to know about it. Thus, in such a complicated situation, it is best to call a lawyer who would be able to handle your claim and get you your compensation.
In cases your insurance company refuses to pay you
If you check Eviction Attorney San Diego, you will know that this is a common problem with most people. Insurance companies try to come up with weird analysis and try to find certain clauses which will prevent you from having the amount of money you need at the moment. I in fact, had faced with a huge problem, when my insurance company was not willing to pay me enough compensation when my husband hit with an accident. Our family lawyer came to our rescue at that moment.
It may be really difficult to prove the guilt of the other party
At a lot of times, the other party is not ready to accept his mistake and pay compensation. Even with the help of police reports and proper witnesses, it becomes really difficult to prove that the other party is guilty. Besides there are a lot of other elements which should work in your behalf in order to help you win a lawsuit. Obviously, a person in another profession will not have adequate knowledge about it. So, calling an attorney becomes really important in such cases.
Gathering understanding of settlement options
The guilty party can choose to opt for settlement outside the court. His attorney or insurance company can ask you to compromise and not take their reputation to court. Your attorney can help you to understand the implications that lie behind such an offer. You can lose the right to sue them forever, which may not be preferred by you. Often, outside the court settlement earns you more than court compensation, but the feeling that a person is not apologetic about your loss and only cares about his reputation, may upset you. Your lawyer will help you to take the right decision.
We all hate getting into legal troubles and complicated trails. They extract a lot of time and money and no one can say what end we may meet. On a personal level, I have severe apprehensions about getting involved in court trials and consultations with lawyers, who charge cut-throat fees. But, in cases like auto accidents where we either lose a dear one or cause damages to our family or property, there are no other ways other than getting into legal procedures. Only a lawyer can get us out of such problems. But, it is also important to know whether we have a case or not.
Limited time offered for suing
You can sue a party only within a small period of two years. If you haven’t taken a decision by that time, then you will lose your right to sue at all. I had a really bitter experience here. My brother had passed away due to a truck accident in the middle of the night. On his way home after attending a doctor’s call, he got knock off his bike by a truck which was taking an off-route them. We remained so hassled by the entire episode and took a lot of time to get over our grief. Moreover, the legal complications and family decisions took a lot of time and by the time we thought of suing the transport company, our time was over. We also, delayed while hiring a lawyer and messed up the entire situation.
State rules and regulations
When an automobile accident takes place, one needs to file a report as soon as possible. There are often a lot of individual state rules to comply with. Those rules keep on changing and the police are not always co-operative. An attorney, who has handled car accident cases, is the right person to contact during such hours. But, a lot of attorneys are not informed about state laws. Check whether he knows about state laws and can comply with it.
Getting your money out of the insurance company
This is a really hard task. Though the main aim of insurance companies is to protect their clients, but they also want to keep their costs down. Thus, there is a difference in agenda between the insured and the insurance company. Trying to prove your full right to the right amount of coverage is not always easy. You will definitely need a lawyer who would be able to assist you and guide you completely, through the proceedings.
Incomplete idea about potential damages
We not have complete idea of what our case is worth. Along with real damages, there are a lot of potential damages involved with a car accident. They do have a lot of impact in our lives. These damages are not taken into account by us. A hired attorney will help in us in realizing these potential damages, which include recovery of lost wages, medical bills, emotional distress, pain and suffering. Loss of a family member can surely not be compensated and the other party should pay up in order to show their sense of responsibility.
Thus, it can be said that an accident lawyer can make your life and decision-making easier, when there is an auto accident case in your hand. During difficult times, we often lose our senses and fail to play hard ball with the guilty party. We tend to settle for what they offer, which is very incorrect. An accident lawyer will help in realizing the compensation we deserve of. So, do contact the best attorney as early as possible in such cases.